Payment solutions built around how your business actually sells.
From straightforward retail processing to higher-ticket ecommerce and more complex merchant situations, CIR Solutions helps you evaluate options and connect with suitable providers.
Card Processing & POS
In-store terminals, point-of-sale systems and card acceptance options for retail and service businesses.
Online Payments
Payment gateway and ecommerce options for card-not-present transactions, invoicing and online checkout.
Recurring Billing
Solutions for memberships, subscriptions and other recurring-revenue models.
ACH & Alternatives
Explore payment methods that may fit higher-ticket transactions or businesses seeking additional ways to get paid.
When the standard processor is not a good fit.
Some otherwise legitimate businesses become harder to underwrite because of high average tickets, delayed fulfillment, recurring billing, card-not-present sales, rapid growth, chargebacks, reserves, or prior processor termination.
CIR Solutions can help assess the situation and, where appropriate, connect you with providers experienced in more complex merchant profiles.
Request a Confidential Review →- Frozen or held funds
- Rolling reserve requirements
- Stripe, Square, PayPal or other processor termination
- High-ticket online transactions
- Long fulfillment or future-delivery periods
- Chargeback pressure
- Recurring or subscription billing
Approval is never guaranteed. Each provider applies its own underwriting, risk and compliance requirements.